Simplifying Your Zakat Calculation

Calculating your Zakat isn’t as difficult as you may think. Breaking your assets down into categories makes the process simple. The amount of Zakat you need to pay is determined by your net assets, which should meet or exceed the nisab threshold.

What is Nisab?

Nisab is the minimum wealth a Muslim must possess before being required to pay Zakat. For 2025, it is:

• 612.36 grams of silver (~$588)
• 87.48 grams of gold (~$7,498)

How is Zakat Calculated?

Zakat is 2.5% of your Zakatable wealth if it exceeds the nisab. Use this calculator to find out how much you owe.You can easily calculate your Zakat for 2025 using Islamic Relief’s simple and efficient Zakat Calculator. Zakat is an annual obligation for eligible Muslims, payable once a full lunar (Islamic) year has passed since their wealth met or exceeded the nisab threshold. To simplify the process, we categorize your finances into zakatable assets (such as gold, silver, cash, savings, and business assets) and deductible liabilities (including debts and outstanding expenses). This helps you determine the exact amount of Zakat you owe with ease. Your total Zakat is calculated based on your net assets. If these assets meet or exceed the nisab threshold, 2.5% of the amount must be given as Zakat.

Zakat On Income and Savings

Zakat is calculated based on the total Zakatable assets you own, not just your savings or income. Every sane, adult Muslim who possesses wealth above the nisab threshold is required to give 2.5% of that wealth as Zakat. Zakatable assets include gold, silver, cash, savings, and business assets that have been in your possession for a full lunar year. Use our Zakat Calculator above to check your eligibility and determine the exact amount you need to pay based on your financial situation.

Zakat On Cash

Calculating Zakat on cash is simple and straightforward.

1. Determine your total cash holdings over the past year, including:
• Cash in your bank account
• Cash at home
• Cash owed to you

2. Deduct any liabilities, such as:
• Debts you owe
• Pending cash outgoings

3. Check if your net cash exceeds the nisab threshold. If it does,2.5% of this amount must be given as Zakat.
Remember: Zakat on cash must be calculated alongside other Zakatable assets, such as gold, silver, investments, shares, and business assets. Use our Zakat Calculator to quickly determine how much Zakat you owe.